Do you know about credit card? Of course I believe you will answer yes because every person who lives in the middle of modern era like today absolutely have it at least one in their pocket. Credit card has been the important part of human live especially for building dynamic and modern life style. Though the basic reason behind credit card invention was to provide easy payment method to avoid risk of cash money but in the next development, credit card has been the ultimate tool to build prestige and social level. How it can be? By having credit card, a person has proved that they are good at economy level, at least bank believes them by giving cash advance loan inside the credit card. Using credit card must be wise to avoid bad problem in the future.