Investing is really nice activity for me because it is the thing which will make sure our future will be okay. With investing we hope to get return according to the money we invest in the instrument. There are several options we can choose for our investing instrument. First of all people like to save the money inside the certificate of deposit issued by a bank. This is really nice for person who is included in the conservative type of investor who doesn’t like to take any risk of their money. This is really low return investment but the safest one. The second option is the person who is a risk take who chooses investing in the form of stock exchange, foreign exchange or something which offers dynamic value price in a day. With this option we can get as much as earning but in opposite we are capable to lose all money easily. The last option is in the middle of two first types given before. It is moderate investor. A person wants to take minimum risk with higher return than conservative investor. Many people are included in this list and it is really common that people will enter this group if they are newbie in investing. How about you? Which one you enter?